Given all the scary statistics about christmas spending and compounding debt problems read all about that here you should be doing everything possible to avoid pulling out the card this season.
Christmas layaway online.
28 and continue reading walmart s holiday layaway program kicks off this month.
How it works opening a layaway plan is easy and only requires a few steps while you re in the.
Payments are biweekly and the down payment is 10 or in some cases 10.
Layaway at kmart is available in store and online with a 5 10 down payment payments can be made either way but then pickup your item or get it shipped to you.
The longer period is only for purchases of 300 or more at kmart and 400 or more at sears.
Layaway is available only at select locations and is not available on certain items like flammable products magazines prescriptions cigarettes photos and food.
It is only for in store purchases.
No credit cards are required and there are no interest payments on your purchases.
Certain store locations offer the service year round for jewelry purchases please note that layaway is not offered online.
Walmart is offering holiday layaway earlier than ever.
Programs are for eight or 12 weeks and a fee of 5 10 is charged except where prohibited by law.
And it s actually a fantastic way to avoid debt this christmas.
The holiday shopping season will be here before you know it and walmart is helping customers get a jump start on those lists.
But layaway still exists.
The retail giant will once again open its layaway program by the end of august in select stores so you can start budgeting for some of those big ticket items.