If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.
Chase sapphire reserve approval score.
Consider these factors to help improve your chase sapphire reserve approval odds.
Many things are taken into account during the decision process.
Chase will usually pull your credit report from a couple of the three credit bureaus equifax experian and transunion your scores may be different across each bureau.
These chase sapphire reserve benefits are in addition to the 300 annual travel credit global entry tsa precheck application fee reimbursement and complimentary airport lounge access.
Factors that chase considers.
Most people who get approved have scores in excess of 750 which is considered excellent.
The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.
While chase doesn t list the minimum credit score or income required for the chase sapphire reserve anecdotal evidence suggests at the very least you ll need a credit score of 700.
The chase sapphire reserve is one of the hottest credit cards on the market with some of the top benefits so naturally people are curious about what credit score is needed to get approved for the sapphire reserve.
Also as we discuss below the chase sapphire reserve offers a higher credit limit.
Sapphire reserve is broadening your world of benefits.
Credit score needed for chase sapphire reserve.
But it s not so easy to get.
Not eligible if you ve received a sign up bonus on the sapphire preferred reserve in the last 48 months standard is now 48 months chase 5 24 rule applies to this card.
Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.
With the pay yourself back tool your ultimate rewards points are worth 50 more when you redeem them for statement credits against purchases in our current categories.
Redeem points on chase s travel portal at a value of 1 25 due to the 25 travel redemption bonus.
The chase sapphire reserve is a high class travel rewards card with a high annual fee.
Benefits aren t the only consideration.
The chase sapphire reserve is a popular travel card with a host of great features but that same high quality that draws in applicants also means a high approval standard that typically requires an equally high credit score.
