You ll have to choose between either the chase sapphire preferred card or the chase sapphire reserve.
Chase sapphire preferred international charges.
Products not available in all states.
Chase sapphire preferred card.
Let s start with the card that kicked off this article.
Updated thu sep 24 2020.
No chase foreign exchange rate adjustment fees on atm withdrawals or debit card purchases made outside the u s.
Higher atm and purchase limits with your sapphire banking debit card 5.
Are affiliated companies under the common control of jpmorgan chase co.
No wire transfer fees 6 or stop payment fees.
Thank you chase for giving the best and caring for consumers.
The sapphire preferred costs 95 per year while the sapphire reserve is 450 per year with a 75 fee for each authorized user.
Cash back actually covers the annual fees.
Also both cards are subject to the chase 5 24 rule which means if you ve opened five or more cards from any bank excluding certain business cards in the.
The chase sapphire preferred card and the capital one venture card both have 95 annual fees and offer a wide range of travel benefits.
Neither card has a foreign transaction fee.
Again both credit cards charge the same for cash advances.
Chase has some pretty strict application rules so you can t have both cards.
They offer good rewards great redemption value and useful travel benefits.
But by not paying foreign transaction fees you d only need to spend about 3 200 outside the u s.
Chase offers 2 cards in their sapphire family.
Here s how the two compare.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
No atm fees worldwide 1 down the street or around the globe.
Annuities are made available through chase insurance agency inc.
The greater of 10.
Jpms cia and jpmorgan chase bank n a.
Chase sapphire preferred credit card card reviews 7 826 cardmember reviews opens overlay card reviews 7 826 cardmember reviews opens overlay limited time offer.
To offset the annual fee compared to what you would pay if.
Everyday banking without fees.
With the pay yourself back tool your ultimate rewards points are worth 25 more when you redeem them for statement credits against purchases in our current categories.
The chase sapphire preferred card which is a top travel rewards card has a 95 annual fee.
Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select.
No international transaction fees.
If you travel at least once a year you should apply for the preferred card for 2x points on travel and dining.